body {
  background: linear-gradient(135deg, #1e3a5f 0%, #2d5a87 100%);
  padding: 20px;
}

.container {
  max-width: 640px;
  margin: 0 auto;
  background: white;
  border-radius: 20px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
  overflow: hidden;
}

.header {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: white;
  padding: 30px;
  text-align: center;
}

.header h1 { font-size: 24px; margin-bottom: 8px; }
.header p { opacity: 0.9; font-size: 14px; }

.progress-bar {
  background: var(--border);
  height: 6px;
}

.progress-fill {
  background: linear-gradient(90deg, var(--primary), var(--accent));
  height: 100%;
  width: 0%;
  transition: width 0.3s ease;
}

.content { padding: 30px; min-height: 400px; }

.question { display: none; }
.question.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.question h3 { color: var(--primary); font-size: 20px; margin-bottom: 8px; }
.question-number { color: var(--accent); font-size: 14px; margin-bottom: 20px; display: block; }

.options { display: flex; flex-direction: column; gap: 12px; margin-top: 20px; }

.option {
  padding: 14px 18px;
  border: 2px solid var(--border);
  border-radius: 12px;
  cursor: pointer;
  transition: all 0.2s;
  display: flex;
  align-items: center;
  gap: 12px;
}

.option:hover { border-color: var(--accent); background: #f0f7ff; }
.option.selected { border-color: var(--primary); background: var(--primary); color: white; }
.option input { width: 20px; height: 20px; accent-color: var(--primary); }

.checkbox-group { display: flex; flex-direction: column; gap: 10px; margin-top: 20px; }

.checkbox-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px;
  border: 2px solid var(--border);
  border-radius: 8px;
  cursor: pointer;
  transition: all 0.2s;
}

.checkbox-item.checked { border-color: var(--accent); background: #f0f7ff; }
.checkbox-item input { width: 20px; height: 20px; pointer-events: none; }

.input-group { margin-top: 18px; }
.input-group label { display: block; font-weight: bold; margin-bottom: 8px; }
.input-group input,
.input-group select {
  width: 100%;
  padding: 14px;
  border: 2px solid var(--border);
  border-radius: 10px;
  font-size: 16px;
  font-family: inherit;
}

.input-group input:focus,
.input-group select:focus {
  outline: none;
  border-color: var(--accent);
}

.buttons { display: flex; gap: 12px; margin-top: 30px; }
.buttons .btn { flex: 1; }

/* 結果頁 */
.result-section { display: none; }
.result-section.active { display: block; }

.result-section .header h1 { font-size: 22px; }

.profile-summary {
  background: #f8f9fa;
  border-radius: 12px;
  padding: 20px;
  margin: 25px 30px;
}

.profile-summary h4 { color: var(--primary); margin-bottom: 15px; }

.profile-item {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}

.profile-item:last-child { border-bottom: none; }

#recommendations { padding: 0 30px; }

.section-title {
  color: var(--primary);
  padding: 10px 30px 0;
  font-size: 18px;
  margin-top: 10px;
}

.allocation-section {
  margin: 25px 30px;
  padding: 22px;
  background: white;
  border: 2px solid var(--border);
  border-radius: 16px;
}

.allocation-section h4 {
  color: var(--primary);
  font-size: 18px;
  margin-bottom: 8px;
}

.allocation-budget {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 16px;
}

.allocation-budget strong { color: var(--primary); font-size: 16px; }

.allocation-chart-wrap {
  position: relative;
  max-width: 320px;
  margin: 0 auto 20px;
  height: 280px;
}

.allocation-table {
  display: grid;
  gap: 8px;
  margin-top: 12px;
}

.allocation-row {
  display: grid;
  grid-template-columns: 16px 1fr auto auto;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  background: #f8f9fa;
  border-radius: 8px;
  font-size: 14px;
}

.allocation-row .dot {
  width: 14px;
  height: 14px;
  border-radius: 50%;
}

.allocation-row .pct { color: var(--muted); }
.allocation-row .money { font-weight: bold; color: var(--primary); }

.recommendation-card .est-premium {
  display: inline-block;
  background: rgba(30, 58, 95, 0.08);
  color: var(--primary);
  padding: 4px 10px;
  border-radius: 8px;
  font-size: 13px;
  margin-top: 8px;
}

.disclaimer {
  margin: 25px 30px;
  padding: 16px 18px;
  background: #fffbeb;
  border-left: 4px solid var(--warning);
  border-radius: 8px;
  font-size: 13px;
  line-height: 1.6;
  color: #78350f;
}

.disclaimer::before {
  content: "⚠️ 重要聲明 ";
  font-weight: bold;
  display: block;
  margin-bottom: 4px;
  color: #92400e;
}

.recommendation-card {
  background: linear-gradient(135deg, #f0f7ff 0%, #e8f4f8 100%);
  border-radius: 16px;
  padding: 22px;
  margin-bottom: 18px;
  border-left: 5px solid var(--primary);
}

.recommendation-card h4 { color: var(--primary); font-size: 18px; margin-bottom: 12px; }
.recommendation-card .badge {
  display: inline-block;
  background: var(--primary);
  color: white;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 12px;
  margin-bottom: 10px;
}

.recommendation-card ul { margin: 12px 0 0 20px; }
.recommendation-card li { margin: 6px 0; }

.priority-high { border-left-color: var(--danger); background: linear-gradient(135deg, #fef2f2 0%, #fee2e2 100%); }
.priority-medium { border-left-color: var(--warning); background: linear-gradient(135deg, #fffbeb 0%, #fef3c7 100%); }
.priority-low { border-left-color: var(--success); background: linear-gradient(135deg, #ecfdf5 0%, #d1fae5 100%); }

.submit-btn {
  width: 100%;
  margin-top: 20px;
  padding: 15px;
  font-size: 16px;
  font-weight: bold;
}

.contact-section {
  margin: 25px 30px;
  padding: 24px;
  background: linear-gradient(135deg, #f8fafc 0%, #f0f7ff 100%);
  border: 2px solid var(--accent);
  border-radius: 16px;
}

.contact-section h4 {
  color: var(--primary);
  font-size: 18px;
  margin-bottom: 10px;
}

.contact-intro {
  font-size: 14px;
  line-height: 1.6;
  color: var(--text);
  margin-bottom: 18px;
}

.contact-intro .muted {
  color: var(--muted);
  font-size: 13px;
}

.req {
  color: var(--danger);
  font-size: 12px;
  font-weight: normal;
}

.contact-actions {
  display: flex;
  gap: 10px;
  margin-top: 20px;
  flex-wrap: wrap;
}

.contact-actions .btn { flex: 1; min-width: 140px; }

.skip-thanks {
  display: none;
  margin: 25px 30px;
  padding: 30px;
  text-align: center;
  background: #f8fafc;
  border-radius: 16px;
}

.skip-thanks.active { display: block; }
.skip-thanks h4 { color: var(--primary); margin-bottom: 10px; font-size: 20px; }
.skip-thanks p { color: var(--muted); }

.proposal-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: white;
  padding: 26px 30px;
  margin: 25px 30px 20px;
  border-radius: 16px;
  text-align: center;
  box-shadow: 0 8px 24px rgba(30, 58, 95, 0.25);
}

.proposal-banner h2 {
  font-size: 24px;
  margin-bottom: 8px;
}

.proposal-banner p {
  opacity: 0.92;
  font-size: 14px;
}

.cta-buttons {
  display: flex;
  gap: 12px;
  margin-top: 18px;
  flex-wrap: wrap;
}

.cta-button.cta-line {
  background: #06c755;
  color: white;
  flex: 1;
  min-width: 160px;
}

.cta-button.cta-phone {
  background: white;
  color: var(--primary);
  flex: 1;
  min-width: 160px;
}

.cta-hint {
  margin-top: 14px;
  opacity: 0.85;
  font-size: 13px;
}

.cta-section {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: white;
  border-radius: 16px;
  padding: 25px;
  text-align: center;
  margin: 25px 30px;
}

.cta-button {
  display: inline-block;
  background: white;
  color: var(--primary);
  padding: 14px 36px;
  border-radius: 30px;
  font-weight: bold;
  margin-top: 15px;
  transition: all 0.2s;
}

.cta-button:hover { transform: scale(1.05); box-shadow: 0 5px 20px rgba(0, 0, 0, 0.2); }

.submit-section {
  text-align: center;
  padding: 25px;
  background: #f8f9fa;
  border-top: 1px solid var(--border);
  display: none;
}

.submit-section.active { display: block; }
.submit-section p { color: var(--muted); margin-bottom: 8px; }